One of our three largest carriers by premium, and the one we reach for first on contractors.
We place a large volume with Travelers. Their pricing is genuinely hard to beat on the right account, the service friction is real, and this is where a broker earns the difference.
Tell us the situation.
One licensed human replies the same business day — not five agents, not an auto-responder. If the policy you have is already the right one, we will tell you.
We use this to quote and service your insurance, and we do not sell it or pass it to lead networks. Privacy policy.
Send us what you have. We’ll tell you if it’s right.
Your current policy paperwork, a renewal notice, or nothing at all. A licensed agent reads it and replies the same business day.
What we place with Travelers.
Contractors packages
General liability, property and equipment packaged for trade contractors.
Without it — Where we reach for them first: the package pricing is generally unbeatable in this class.
Workers compensation
Comp across most classes, with the loss control and return-to-work support behind it.
Without it — In our experience the most competitive comp market in the country, across a wide range of classes.
Manufacturing and main street
Package and monoline coverage for manufacturers, retailers and service businesses.
Without it — Consistently competitive, and a market that stays through a hard cycle rather than exiting.
Garage and dealer
Garage packages including garagekeepers and dealer open-lot physical damage.
Without it — Competitively rated in a class where a lot of markets simply will not quote.
Accountants professional liability
E&O for accounting and tax practices.
Without it — One of the strongest accountants E&O forms we place.
What our Travelers clients ask us.
Is Travelers a good carrier for a small business?
For most of what we place, yes, and we are not neutral about it. Travelers is one of our three largest carriers by premium and we were a top-five agency for new Travelers business inside our network in the first quarter of 2026. That is a disclosure rather than a boast: you should know the relationship exists when you read the rest of this.
What is not great about them?
Some of our clients have noticed that the billing system is challenging to work with. It is the complaint we hear most, and it is worth knowing before you place an account rather than after. It is an administrative frustration rather than a coverage problem — it does not affect how a claim is handled or how the policy responds — but if you are the person reconciling invoices it will occasionally cost you an afternoon.
Does the agency relationship change what you can get?
Yes, and it is the most concrete thing an agent adds beyond the price. We have a strong working relationship with their underwriting team, which in practice means an account that does not fit the box automatically can be discussed with a human who can make a decision: a loss history that needs explaining, a class code that is arguably wrong, an exposure that reads worse on paper than it is. Direct channels have no equivalent step: you either fit the model or you are declined.
What do you actually place with Travelers?
They are our largest carrier by policy count, and it is not close between them and the second.
What kinds of business does Travelers write for you?
Mostly workers compensation and business owners policies, and the classes repeat: automotive repair shops, landscaping and grounds maintenance, landscape architects, and computer services firms. Commercial umbrella and commercial auto usually ride alongside the package rather than standing on their own.
Can Travelers bill my workers comp from payroll?
Yes. They offer pay-as-you-go billing that calculates premium from actual payroll rather than an annual estimate. Worth knowing if you are only staying with a payroll provider for the billing, because that is the part you can have without them.
Why go through a broker instead of buying direct?
Because it does not cost you anything, which is the part that surprises people. Broker compensation is built into the carrier's rate whether you use one or not: buying direct does not remove the cost, it removes the person being paid to be on your side of it.
Also in this family
Commercial insurance is 96% of what we do — it is not a department here, it is the whole business. Not ready to talk? The guides answer the questions this page raises in more depth. Already insured with us and need a certificate or a policy change? Ask the service team rather than starting a quote — it is faster and it goes to the people whose job it is. We also write home and auto, which is usually cheaper alongside the business policy than apart from it.
Handed a lease, a vendor packet or a client contract with insurance requirements? Paste it into the COI Requirements Decoder to see what each one means for your business, or read what the requirements mean.