/ Group health & benefits
Find out what covering your team costs.Today, not next month.
Answer a few questions about your company and your people, and a licensed agent takes it to our carriers and comes back with real numbers the same business day. No spreadsheet to fill in, no insurance vocabulary to learn, and no obligation at the end of it.
Health Net is leaving the California group market.
Every affected small group and large group employer has to move to another carrier by 28 February 2027, and CalChoice groups are included. Nothing lapses while you decide, but the market gets busier every week between now and then. What the dates actually mean for you, or start the census below and we will price your options.
Why this one gets finished.
No status codes
You say "spouse and two kids". We work out that it is EC for medical and EMC for dental and vision, which is the line most spreadsheets get wrong and no employer should have to know.
Paste your staff list
Copy the rows out of whatever you already have — payroll export, an old census, a list you keep by hand — and they become people. Dates, emails and zips get picked out wherever they sit in the row.
It waits for you
Your progress is saved in your browser as you type. Close the tab, find the missing birthdays, come back and carry on.
We ask why you are shopping
A renewal that jumped 22% and a broker who never calls back are the same form and completely different conversations. Two questions, and the answer changes what we go looking for.
Your AI assistant can do it for you
If you already keep your staff list somewhere, ask ChatGPT or Claude to send us the census and it can complete the whole request in one go. We publish the format they need at /for-assistants. We are not aware of another broker who accepts a census that way.
- Your company
- What's driving this
- What you have now
- Your people
- Review
Who are we quoting?
Six fields. The rest of this takes about ten minutes for a twenty-person company, and you can paste your staff list in rather than typing it.
Saved in this browser as you go, so you can close the tab and come back. We never ask for Social Security numbers — a quote does not need them.
What happens to it.
It reaches a licensed agent at Boring Insurance Agency, who formats it the way our carriers require and puts it out to market. You get a reply the same business day, from a person. We do not sell your information, and we never ask for Social Security numbers — pricing a group plan does not need them.
If you would rather talk it through first, that is often faster. Get in touch and we will start from wherever you are.
Worth reading before you decide.
A group plan is not the only way to cover people, and for some employers it is not the best one. These explain the alternatives in plain terms, including when they lose:
- What a health reimbursement arrangement (HRA) is — and how it differs from an HSA and an FSA.
- ICHRA — reimbursing individual premiums instead of buying a group plan.
- QSEHRA — the small-employer version, with the current year’s caps.
- Workers comp vs short-term disability — the seam employers most often get wrong.