The schedule keeps costing money whether or not your lead can work.
Cast insurance pays the cost of shutting down, recasting or reshooting when a scheduled principal cannot perform through injury, illness or death.
Tell us the situation.
A licensed human replies the same business day — not an auto-responder, and not five producers calling at once. We shop it across our carriers and tell you if the policy you already have is the right one.
We use this to quote and service your insurance, and we do not sell it or pass it to lead networks. Privacy policy.
What cast businesses actually need.
Extra expense
The additional cost of completing the production after an insured cast interruption.
Without it — Idle crew, held locations and rebooked equipment come out of the budget.
Named principals
Cover attaching to specific declared people, usually after a medical questionnaire or exam.
Without it — An undeclared cast member is not covered, however central they are.
Where cast shows up.
- Film & Entertainment
A principal who cannot perform stops the production, and the schedule keeps costing money.
What cast operators ask us.
Why does the insurer want a medical?
Because the claim is triggered by that specific person being unable to work, so their health is the risk being priced. For most principals a signed questionnaire is enough; an exam is asked for with older performers, a declared condition, or a large budget resting on one person. Existing conditions are commonly excluded rather than declined outright.
Is COVID or illness covered?
Communicable disease is now excluded on most forms as standard, and where it is offered it is a specific buy-back with its own limit and conditions. Do not assume a general illness trigger covers a pandemic shutdown — that assumption is what made 2020 expensive for productions.