The schedule keeps costing money whether or not your lead can work.Founded by an Emmy-nominated television editor.
Cast insurance pays the cost of shutting down, recasting or reshooting when a scheduled principal cannot perform through injury, illness or death.
Tell us the situation.
One licensed human replies the same business day — not five agents, not an auto-responder. If the policy you have is already the right one, we will tell you.
We use this to quote and service your insurance, and we do not sell it or pass it to lead networks. Privacy policy.
We were editing television long before we were insuring it.
Kevin Kelsey
Founder | Principal Agent
IATSE Local 700 member
Boring’s founder, Kevin Kelsey, edited television for fifteen years before he sold a policy. He was Emmy-nominated for The Muppets Mayhem, cut Shark Tank, Big Brother, Dancing with the Stars and Wheel of Fortune, and handled compliance and risk for some of Hollywood’s largest production companies. So the person building your coverage has been on a crew list, dealt with the permit offices, and met network and streamer requirements from the production side, rather than working from a rate manual. He also builds post-production software. Manifest Post is the board episodic post teams use to track every episode, and B/side is a video editor for people who cut together. He holds a number of patents on that software. So he knows the post side of a production as a vendor to it. We insure productions from Los Angeles to Atlanta, New York and Toronto, with worldwide and foreign production coverage.
The work is placed with the markets that actually write film, television and live entertainment — Zurich through ISC Entertainment (formerly Abacus), Philadelphia Insurance Companies, Take1 and Alive Risk — rather than with a general small-business carrier asked to try.
Send us what you have. We’ll tell you if it’s right.
Your current policy paperwork, a renewal notice, or nothing at all. A licensed agent reads it and replies the same business day.
What cast actually covers.
Extra expense
The additional cost of completing the production after an insured cast interruption.
Without it — Idle crew, held locations and rebooked equipment come out of the budget.
Named principals
Coverage attaching to specific declared people, usually after a medical questionnaire or exam.
Without it — An undeclared cast member is not covered, however central they are.
Where cast shows up.
- Film & Entertainment
A principal who cannot perform stops the production, and the schedule keeps costing money.
- Television Production
A lead unable to work stops an episodic schedule that cannot simply move a day, and the cost per lost day is enormous.
- Feature Films
A principal unable to work is the loss that halts a picture, and financiers require it named.
What clients with cast ask us.
Why does the insurer want a medical?
Because the claim is triggered by that specific person being unable to work, so their health is the risk being priced. For most principals a signed questionnaire is enough; an exam is asked for with older performers, a declared condition, or a large budget resting on one person. Existing conditions are commonly excluded rather than declined outright.
Is COVID or illness covered?
Communicable disease is now excluded on most forms as standard, and where it is offered it is a specific buy-back with its own limit and conditions. Do not assume a general illness trigger covers a pandemic shutdown. That assumption is what made 2020 expensive for productions.
Commercial insurance is 96% of what we do — it is not a department here, it is the whole business. Not ready to talk? The guides answer the questions this page raises in more depth. Already insured with us and need a certificate or a policy change? Ask the service team rather than starting a quote — it is faster and it goes to the people whose job it is. We also write home and auto, which is usually cheaper alongside the business policy than apart from it.
Handed a lease, a vendor packet or a client contract with insurance requirements? Paste it into the COI Requirements Decoder to see what each one means for your business, or read what the requirements mean.