A few dollars a month, and the eye exam catches things that are not about eyes.
Group vision covers exams, frames, lenses and contacts. It is cheap enough that most employers add it without a business case, and the exam alone is worth the premium.
Real prices need your people.
Carriers rate a group off the ages, zip codes and family tiers of everyone on it. Give us that once and a licensed agent comes back with actual numbers the same business day.
Start the censusA few minutes, saves as you go, no obligation.
Send us what you have. We’ll tell you if it’s right.
Your current policy paperwork, a renewal notice, or nothing at all. A licensed agent reads it and replies the same business day.
What group vision insurance actually covers.
Annual eye exam
A covered exam, typically with a small copay.
Without it — A routine exam detects diabetes, hypertension and glaucoma early, and it is the part people skip.
Frames and lenses
An allowance toward frames, and covered lenses on a set schedule.
Without it — Glasses are bought out of pocket at full retail.
Contact lens allowance
An alternative to the frame benefit, usually one or the other in a year.
Without it — Contact wearers get no value from a frames-only plan.
What clients with group vision insurance ask us.
What does a vision plan cost?
Typically $5 to $12 per employee per month, which makes it the least expensive line on a benefits sheet by a wide margin. At that price most employers either pay it entirely or offer it voluntarily at a group rate the employee could not get individually. The two networks that matter are VSP and EyeMed; check which one your employees’ existing optometrists take before choosing, because the network is essentially the whole product.
Is it worth it when glasses are cheap online?
For the glasses alone, sometimes not: online retailers have made basic frames and lenses genuinely inexpensive. The exam is the part that justifies it: a dilated eye exam is one of the few routine screenings that sees blood vessels and the optic nerve directly, and it regularly picks up diabetes, hypertension and glaucoma before anything else does. An employer offering the plan is mostly buying the fact that employees actually go.
Commercial insurance is 96% of what we do — it is not a department here, it is the whole business. Not ready to talk? The guides answer the questions this page raises in more depth. Already insured with us and need a certificate or a policy change? Ask the service team rather than starting a quote — it is faster and it goes to the people whose job it is. We also write home and auto, which is usually cheaper alongside the business policy than apart from it.
Handed a lease, a vendor packet or a client contract with insurance requirements? Paste it into the COI Requirements Decoder to see what each one means for your business, or read what the requirements mean.