Claims against the people who run the company, not against the company’s work.
Directors and officers liability covers claims that the people managing a business breached their duties — brought by investors, employees, regulators or competitors.
Tell us the situation.
A licensed human replies the same business day — not an auto-responder, and not five producers calling at once. We shop it across our carriers and tell you if the policy you already have is the right one.
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What directors and officers businesses actually need.
Breach of duty claims
Allegations of mismanagement, misrepresentation or breach of fiduciary duty.
Without it — Directors defend personally, and personal assets are on the table.
Regulatory investigations
The cost of responding to a regulator’s inquiry into the company’s management.
Without it — Defence costs arrive long before any finding does.
Entity cover
Claims against the company itself alongside its officers, where scheduled.
Without it — A claim naming both is only half answered.
Where directors and officers shows up.
- Professional Services
Management decisions expose the personal assets of whoever made them, including at a private firm.
What directors and officers operators ask us.
We are private and small. Is this for us?
It is bought most often by companies with outside investors, a board, or a nonprofit structure — but private-company D&O claims come mostly from employees, competitors and regulators rather than shareholders, and those exist at any size. If you have taken outside money or you have a board that includes anyone who is not an owner, it is worth pricing.
Is it the same as EPLI?
No, though they are often packaged together. Employment practices liability covers claims by employees about how they were treated. D&O covers claims about how the company was governed. A wrongful termination suit is EPLI; a claim that the board approved it negligently is D&O.